So, you want to buy a house and are looking online at home mortgages. Whether you want a fixed-rate mortgage, an adjustable-rate mortgage, or any of the other types of mortgages available, there are a few things you should look at when comparing...
If you plan to live in your home for at least 10 years and want your mortgage payments to stay the same, you should think about getting a fixed-rate mortgage. Fixed-rate mortgages can be taken out for 10, 15, or 30 years, and they give you the...
Which credit cards are right for you is the question. Credit cards are not all the same. Some have a fixed rate, which just means that the APR doesn't change much, if at all. Most credit cards let you use an open line of credit to buy things....
In America, the "classic" mortgage is a 30-year fixed-rate mortgage. This isn't the first mortgage, though; the idea started during FDR's presidency, more than 60 years ago. Fixed rate mortgages have been very popular in the United States for...
A fixed-rate home equity loan is a loan against the value of your home. It is sometimes called a "second mortgage." Equity is the difference between the current market value of your home and what you still owe on it. A loan is given for a certain...
Most of us have been in a situation where we couldn't pay for something because we didn't have enough money. This could include car insurance or repairs, tuition, a trip, Christmas gifts, electronics, or even just the weekly groceries. Credit...
Most people looking for a home mortgage loan only care about the interest rate. http://www.mortgagesort.com They keep an eye on mortgage rates every day and write down any changes. They do this to try to figure out what direction rates are likely...
Even if you've been bankrupt or have bad credit, you can still get a loan against the value of your home. There are institutions that serve this group, but rates of interest and terms are likely to be higher. There could also be extra charges....
If you've read a newspaper or watched the news in the last few weeks, you've probably seen something about mortgage rates and the Federal Reserve banking system. Like many borrowers, you might be curious about how the Fed sets interest rates and...
Unfortunately, the opposite is true for a lot of people. Most of the time, at least one spouse's credit is ruined because of broken promises to pay bills, maxed-out credit cards, and a total lack of communication. Depending on how the money is...