How much you pay for life insurance depends on how old you are, how healthy you are, and how you live. So, if you are older, have health problems, and smoke, you will always pay more for life insurance than someone who is younger, healthier, and doesn't smoke.
If you cheat on your wife and get caught, you will always pay more than someone who did the same thing but didn't get caught. If you don't use a condom, you'll probably pay a lot more than a geek who never has sex ( maybe with his wife ).
Even if you are in a higher-risk group, there are ways to lower your life insurance premiums. Here are some simple tips for buying life insurance:
- Quit smoking
This is definitely a hard one. Not only will you have to stop this great habit, but you'll also have to start working out. If you don't, you'll start eating again and get fat.
But your life insurance will go down because of this.
Some insurance companies charge smokers twice as much as people who do not smoke.
- Lose weight
I know it stinks, but if you lose weight, they'll charge you less, and you'll be surprised at how many girls you can get if you look good. But don't bother with this one if you are ugly and fat.
- Buy now instead of later
"The sooner, the better," as the saying goes.
For example, a man who is 50 years old will pay a lot more for his policy than a man who is 25 years old.
- Don't say more than necessary.
I'm not telling you to lie, but don't tell people things you should have kept to yourself. Don't tell them that you cheat on your wife, that your brother just got out of jail, or that you and your friends often go to strip joints.
Do yourself a favour and tell your friends about that.
Use the internet to get a quote for life insurance.
What used to have to be done with the help of agents and a fee paid to them can now be done for free.
Getting quotes for life insurance online saves you money, time, and energy.
These days, it's so easy to do. You can get a quote by clicking here: http://www.Anysurance.com/Life.
