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Insuring Your Whole Life
By Team iBizExpert On April 11, 2022 07:24 PM
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These days, everyone needs life insurance. It keeps us and the people we care about safe. Even if something bad does happen, we can be sure that the benefits will go to the right people. In the world we live in now, money is security, and a life...
Insurance For The Four Legged Folks
By Team iBizExpert On April 11, 2022 05:43 PM
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We can no longer live without insurance. You never know when something bad will happen and you'll have to pay a lot of money for something you didn't plan for. That's why, if nothing else, most people invest in life insurance these days....
How To Lower Your Life Insurance Costs
By Team iBizExpert On April 08, 2022 08:12 AM
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How much you pay for life insurance depends on how old you are, how healthy you are, and how you live. So, if you are older, have health problems, and smoke, you will always pay more for life insurance than someone who is younger, healthier, and...
How Much Term Life Insurance Should I Buy?
By Team iBizExpert On April 03, 2022 01:23 PM
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Term life insurance is a key part of making a plan for your money. It's a way to make sure that all of your family members will be taken care of financially if you die suddenly. But one important thing that most people don't think about enough is...
California Term Life Insurance
By Team iBizExpert On March 19, 2022 11:48 AM
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Most people who want to buy term life insurance find a reputable financial advisor, talk to them about their specific needs, and then the advisor "shops around" the different carriers to try to find the least expensive but most complete term life...
5 Tips For Cheaper Life Insurance Premiums
By Team iBizExpert On March 12, 2022 06:28 PM
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Instead of a lump sum, think about an income policy.
Most people know that if you die, life insurance pays out a lump sum. But far fewer people know that you can buy insurance that gives you a regular income that isn't taxed. Its...
Why Families Shouldn't be Without Term Life Insurance
By Team iBizExpert On February 08, 2022 11:03 PM
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When I was nine, my father died. He left my mother and our four kids, who were between 17 and 9 years old, with no money. I did miss him, but I didn't know much about death or loss when I was nine. Even though it sounds selfish, I really missed...
What Factors Determine Term Life Insurance Rates
By Team iBizExpert On February 08, 2022 03:49 PM
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Term life insurance policies only cover you for a certain amount of time, which is set by the policy owner. Term life insurance rates are the least expensive type of life insurance, but they vary from person to person. This is because once the...
Term Vs. Whole Life Insurance
By Team iBizExpert On February 07, 2022 11:11 AM
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As a way to reduce risk, life insurance protects you from the bad things that can happen in life. In the beginning, people got life insurance for a certain amount of time. If the insured person died during that time, the beneficiary got the death...
Universal Life Insurance
By Team iBizExpert On February 07, 2022 07:54 AM
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Universal life insurance is just one type of life insurance policy that you can get from a life insurance company today. Unlike term life insurance or mortgage (reducing) life insurance, universal life insurance gives your policy a cash-in value....
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