Due to Hurricane Katrina's still-recent attack and the damage it did to so many Louisiana homeowners' homes, you should get a quote for Louisiana homeowner's insurance right now if you haven't already.
The National Flood Insurance Program (NFIP), which is run by the Federal Emergency Management Agency, is where you can buy flood insurance (FEMA). With that in mind, it is important to know that there are safety steps you can take to better protect your home from hurricane storms, high winds, flooding, and other "bad weather" that often hits southern states like Louisiana.
Before you go to get a Louisiana home owner insurance quote, you should think about the following repairs and upgrades:
- All glass doors, like patio doors or deck doors, should meet the safety standards set by the insurance company for home owners.
- The yard should never have trash lying around. This trash could be picked up by the wind and blown into your house or the house of your neighbour.
- Put in windows made of materials that will last. This helps keep your windows from being blown into your house and also keeps other things from getting blown into the space left by your windows. Some insurance companies in Louisiana suggest putting up storm shutters. You can ask your insurance company about these.
- Use strong materials to fix or replace your roof. If your roof isn't put on right or is made of weak materials, high winds will rip it right off your house.
- Get rid of any trees and bushes that are too close to your house.
Your insurance agent will have more ideas for how to protect your home from the bad weather that sometimes happens in Louisiana. A Louisiana homeowner's insurance policy doesn't have to be expensive. When you get a quote for Louisiana homeowner's insurance, ask about these safety tips.
