If you want to get a quote for homeowner's insurance in Pennsylvania, don't just start calling random insurance companies and asking for quotes. Homeowner insurance companies will ask you a lot of questions about your home. Some of these questions will be about the things inside your home and how valuable they are. So, instead of rushing around your house looking for answers, you should get ready before you call for a Pennsylvania home owner insurance quote. This usually means making a list of everything in your home.
Since this is just a preliminary list of what's in your home and what's valuable, you don't need receipts or videotapes to prove that you own it. But you should make a complete list of everything in each room of your home. This can be a very easy thing to do.
For example, get a piece of paper and a pen and write the name of each room in your house on a separate sheet. This includes the living room, kitchen, all bedrooms, all bathrooms, dining room, less formal living rooms like the family room, and a home office if you have one. Include sections for your home's attic and basement, if it has either or both.
Next, pick a room you want to look into at the moment, grab a sheet of paper, and look through it carefully. Write down everything in the room, from couches, beds, coffee tables, and kitchen tables to paintings, carpets, rugs, plants, and collectibles. Make sure to include entertainment items like videos, DVDs, CDs, records, and books, as well as electronics like computers, printers, and fax machines.
Last, make a list of all the valuable things you have in your home, like jewellery and family heirlooms.
If you have this information on hand, getting a quote for homeowner's insurance in Pennsylvania will be easier.
