How high is it on your list of "things I can't wait to do" to sit down and make a personal budget? If you're like most people, it's probably somewhere between sticking a fork in your ear and getting a root canal. We don't blame you, because...
When credit card companies charge high interest rates on the amount you charge, it's very easy to charge more than you can afford to pay back. If you're late with a payment, you'll have to pay late fees on top of your monthly payments and...
One of the biggest lies is that if you file for bankruptcy, you will be financially free and no longer have debt problems. Wrong! Filing for bankruptcy is not the only way to get out of debt. Every year, more than a million people in the U.S....
Are you one of the many homeowners who chose a mortgage with a variable rate in the last five years? Have your interest rate and payment both gone up? Jim Kemish, a Florida mortgage expert, talks about the current state of the market and a new...
It can be hard to find an affordable health insurance plan in the US. Health insurance plans come in many different forms. People usually think of employer-sponsored group health insurance plans, state-sponsored health insurance plans, and...
When your finances seem to be taking over your life and you can't make your payments each month, you should try to work out debt settlements with each of your creditors before you file for bankruptcy. A debt settlement is when a creditor agrees...
A big worry for many people and families is how to save money. Not buying books or software is not the way to learn how to save money. Not about signing up for programmes. Saving money is all about how you think. If you find it hard to save...
Do you find it hard to pay your bills and manage your checking account? Do you sometimes forget to make a payment or let your bank account get too low? Do you ever think about what bills you still have to pay for the month?
People have...
One of the most common New Year's resolutions is to get out of debt. Most people forget or give up on their plan to get out of debt before the first month is over, just like they do with most New Year's resolutions. Here are some ways to help you...
Sadly, credit card fraud and identity theft tend to go up around the holidays, so right after the holidays is a great time to check your credit report. This article will tell you when and how to check your credit report, as well as why you...