It can be easy to find cheap health insurance in Wisconsin, but when you're buying something as important as health insurance, it's important to watch out for fraud. Not all health insurance companies are honest, and some "health insurance companies" are not even real businesses.
If you want to find cheap health insurance in Wisconsin, look for the following warning signs. They will let you know that the health insurance company or agent in question should be avoided.
Stay away from a health insurance company that brags a lot or seems too sure of itself. If the company really does offer coverage for much less than any other Wisconsin health insurance company, it could be a scam. It might only cover a small amount or have hidden costs.
Health insurance companies in Wisconsin that say they have deals for a limited time or discounts if you buy a plan right away should be taken with a grain of salt. Most Wisconsin health insurance companies have rates that are based on certain factors. They don't usually use "one-time deals" to get people to buy from them.
If a company won't give you informational forms, pamphlets, or brochures, you should close the door or hang up the phone. You should be able to find these in the office or have the company mail them to you. Having written information about what the company offers is a must, full stop.
To protect yourself from scams, only do business with health insurance companies that are licenced to sell insurance in Wisconsin. Ask to see proof that the company has this licence. If the business says no, move on.
Trustworthy Wisconsin health insurance companies will give you a number of ways to pay. Any Wisconsin health insurance company that only lets you pay by withdrawing money from your bank account or paying cash seems to want the money right away or without proof that you've paid. Do you think that's true?
