Are you going to be one of the many college or university students who travel and study abroad next semester? If so, you should think about getting health insurance for students studying abroad. Overseas student health insurance can be cheap, especially compared to the medical bills you would have to pay out of your own pocket if you got sick or hurt while studying in another country.
Most of the time, students who want to study abroad can get travel insurance from a company that specialises in travel insurance. Depending on the insurance company from which it is bought, overseas student health insurance can be bought for anywhere from one week to one year. If you plan to study in another country for more than a year, you can also buy long-term overseas student health insurance.
When looking for cheap health insurance for students studying abroad, be ready to give specific details about the trip, yourself, and anyone else who needs to be covered. Different insurance companies will ask different questions, but all of them will want to know:
- The country or countries where you want to go to school.
- Your age and the ages of any other family members who need to be covered, such as your spouse and your child(ren) (ren).
- When you want to leave and when you want to come back.
When looking for an overseas student health insurance policy, you need to take certain steps, just like when you buy any other kind of insurance. Check the ratings of any insurance company you're thinking about using. Try to get ratings for both how safe the insurance company is financially and how stable it is to do business with. You can get this information from the insurance department of your state or from a company that does independent research. Ask the insurance department in your state if there is anything else they can tell you about the company.
