Don't let anyone see your bank information.
by Thomas Cullin
It seems like the computer is becoming more and more important in our lives every day. There's a good reason why people think that—true. it's Online banking is one area that is becoming more and more popular. Customers love it because it saves them a lot of time and is very easy to use. The banks love it because it takes care of a lot of their tasks automatically and cuts down on their costs.
Security should be the most important thing for anyone who uses online banking. Putting your personal information on the Internet can be dangerous, that's a fact. Fraud and stealing people's identities have become very big problems in the modern world. Hackers and thieves are everywhere in cyberspace, waiting to take advantage of innocent people. They hide out in the dark corners of the Internet, waiting to steal your private information.
The world's financial institutions are aware of this problem and are working hard to fix it, which is good news for us. Once upon a time, a bank's biggest security worry was whether or not they would be robbed. I think we've all seen old movies about Bonnie and Clyde, John Dillinger, and others like them, not to mention the daring train robberies of the wild west. Now, banks are facing a new and much more dangerous threat than ever before. The bad guys no longer wear masks and carry guns; instead, they are invisible and use keyboards. They can get information without having to leave their homes or apartments. And through wireless connections, even at the local coffee shop.
Identity theft has become so common that thieves now go through trash to find information they can use to steal from people who don't know what's going on. This being said, there are some simple, common sense things you can do to keep your bank information safe.
- Use a cross-cut shredder to destroy documents you no longer need.
- Don't tell anyone your passwords, and if you write them down, put them in a safe place that only you know about.
- When you use an ATM, make sure no one can see the codes you enter.
- Lock up important papers in a safe or a safety deposit box.
- If you bank online, make sure your bank uses a secure, encrypted site. (It's okay to ask what security features they use.) Make sure the address starts with "https," and in the bottom right corner of your browser, you should see a lock.
These are just a few things you can do to keep your banking information safe and prevent crimes from happening to you. Even though many of these ideas seem like they should be obvious, they are often taken for granted or just not done. Criminals are at their best during these times. Criminals look for people who stop being careful and don't pay attention. Don't be one of the careless ones!
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