More and more people are using credit cards, and it's hard to know which one is best for you. You can be sure to get the most out of your credit card if you follow a few simple rules. High-interest cards can end up costing you more than you want...
When someone has a lot of debt, their credit rating is often also very bad. Some people in this tough situation might be able to deal with their loans and credit by doing nothing. This is where the term "judgement proof" comes in to explain what...
Are you one of the many homeowners who chose a mortgage with a variable rate in the last five years? Have your interest rate and payment both gone up? Jim Kemish, a Florida mortgage expert, talks about the current state of the market and a new...
The credit score is what the credit bureaus use to decide if you are eligible to borrow money from them or not. If you haven't been able to pay your bills in the past, you won't be given another loan. Bad credit will follow you around for the...
There are many places and lenders that give personal loans to people with bad credit without checking their credit. Most of the time, you can get these kinds of loans without a credit check because you have to have a bank account with either a...
What should you do if you think your identity has been stolen or if you know it has? Identity thieves don't cause the chaos, but they have to clean it up in the end. No one but the person whose credit was ruined by an ID thief can do...
This holiday season, it's likely that more people will use credit cards. As usual, people want to buy gifts for their loved ones, and stores are looking forward to making a lot of money. This is, without a doubt, the best time of year for most...
At least once a year, you should take a close look at your credit report. All of your personal and financial information will be on this document. You will have to know everything on it so you can fix any mistakes or wrong information. There are...
In the past few months, the mortgage industry has changed, and many of the more flexible mortgage programmes have been shut down. As a result, borrowers have been looking for home loans that fit their credit and income profiles. Jim Kemish, an...
It is very important to find the right debt consolidation service for your financial situation. If you want to use an online service, you must find a reputable online consolidation company. Whether they are online or not, debt consolidation...