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Make Life A Little Easier: Setting A Budget And Sticking With It
By Team iBizExpert On April 14, 2022 01:49 AM
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How high is it on your list of "things I can't wait to do" to sit down and make a personal budget? If you're like most people, it's probably somewhere between sticking a fork in your ear and getting a root canal. We don't blame you, because...
Keeping A Daily Spending Diary And Small Business Record Keeping
By Team iBizExpert On April 13, 2022 04:40 AM
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Have you ever gotten $20 from an ATM and then wondered what happened to it? Start writing down everything you spend every day so you can keep track of where your money goes. Try it for a week, and you'll be surprised at how much you can spend on...
Is Your Out Of Control Spending Eating Your Money?
By Team iBizExpert On April 12, 2022 02:40 PM
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Do you get notices that bills you thought you paid are overdue? Did you try to take money out of your bank account and find out it's overdrawn? Or did you try to pay for groceries with a check but it was turned down? If so, you can't buy...
How Many Credit Cards Do You Need?
By Team iBizExpert On April 03, 2022 12:42 PM
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People usually have more than one credit card in their wallets these days, since credit cards are so common. People often ask if that's necessary and if it's even a good idea.
A person may have more than one credit card for a number of...
Holiday Spending Tips - Ten Ways To Keep From Having A Holiday Spending Hangover
By Team iBizExpert On April 02, 2022 05:37 AM
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Oh, the holidays! It's a time for parties, eating too much, and spending too much money. Americans often spend more than they can afford during the holidays. This often leads to more credit card debt, along with a bigger waistline from eating too...
Good Debt vs. Bad Debt
By Team iBizExpert On March 31, 2022 10:48 AM
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Many of you may be wondering what the difference is between good debt and bad debt. First, let's talk about debt. According to Webster's dictionary, a debt is "something that is owed or that one is obligated to pay or do for another, or a...
FSA Debit Cards: Flexible Spending Accounts Made Easy
By Team iBizExpert On March 27, 2022 03:17 AM
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A flexible spending account (FSA) lets you save money for important expenses without paying taxes on it. These accounts can save you hundreds of dollars in taxes, but they often require a lot of paperwork to prove that you bought the "qualifying"...
Book Review Of How To Get Out Of Debt By Harrine Freeman
By Team iBizExpert On March 18, 2022 09:42 PM
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If you go to any bookstore, I'll bet you my last dollar that there is an entire shelf of books that teach you how to become a millionaire in 10 easy steps.
It all sounds good and is fun to read, but most of it is just nonsense that doesn't...
7 Ways To Ensure You're Paying The Right Creditor
By Team iBizExpert On March 13, 2022 11:39 PM
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Many people don't know that they only have a short amount of time to pay a bill after it has been sent to a collection agency. This is because collection accounts are put on a national list, and every collection agency in the country is told...
Spending Less On The Things You Buy
By Team iBizExpert On March 09, 2022 11:34 AM
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Each month, you spend a certain amount of money on things. It can be used on food, clothes, or something to give as a gift. We will always spend money to buy things, no matter what. Wouldn't it be great if you could save money on almost...
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