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Make Life A Little Easier: Setting A Budget And Sticking With It
By Team iBizExpert On April 14, 2022 01:49 AM
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How high is it on your list of "things I can't wait to do" to sit down and make a personal budget? If you're like most people, it's probably somewhere between sticking a fork in your ear and getting a root canal. We don't blame you, because...
Keeping A Daily Spending Diary And Small Business Record Keeping
By Team iBizExpert On April 13, 2022 04:40 AM
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Have you ever gotten $20 from an ATM and then wondered what happened to it? Start writing down everything you spend every day so you can keep track of where your money goes. Try it for a week, and you'll be surprised at how much you can spend on...
Is Your Out Of Control Spending Eating Your Money?
By Team iBizExpert On April 12, 2022 02:40 PM
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Do you get notices that bills you thought you paid are overdue? Did you try to take money out of your bank account and find out it's overdrawn? Or did you try to pay for groceries with a check but it was turned down? If so, you can't buy...
In What Order Should You Pay Back Loans?: Or, When Do I Pay Back My Car?
By Team iBizExpert On April 11, 2022 09:19 AM
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If you're like most people in the United States, you have a lot of bills to pay. A loan for an automobile, credit cards, and maybe even a house. When should you pay back money you don't need?
Start with credit cards
If you have...
How To Get A Good Rewards Credit Card
By Team iBizExpert On April 09, 2022 04:58 PM
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Credit cards with rewards can be used in many different ways. The choices can be nice and are very different. There's probably something for almost everyone, and some of the deals are pretty good. Here are some things you should look for when you...
How To Maximize Your Credit Card Rewards
By Team iBizExpert On April 08, 2022 12:30 PM
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Have you been tempted by a "rewards" credit card, only to be burned by high interest rates and a less-than-stellar return when it came time to cash in your points? You're not alone.
Credit card companies make a lot of money by getting new...
How Many Credit Cards Do You Need?
By Team iBizExpert On April 03, 2022 12:42 PM
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People usually have more than one credit card in their wallets these days, since credit cards are so common. People often ask if that's necessary and if it's even a good idea.
A person may have more than one credit card for a number of...
Holiday Spending Tips - Ten Ways To Keep From Having A Holiday Spending Hangover
By Team iBizExpert On April 02, 2022 05:37 AM
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Oh, the holidays! It's a time for parties, eating too much, and spending too much money. Americans often spend more than they can afford during the holidays. This often leads to more credit card debt, along with a bigger waistline from eating too...
Good Debt vs. Bad Debt
By Team iBizExpert On March 31, 2022 10:48 AM
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Many of you may be wondering what the difference is between good debt and bad debt. First, let's talk about debt. According to Webster's dictionary, a debt is "something that is owed or that one is obligated to pay or do for another, or a...
Getting The Most Benefits From Your Cash Back Credit Card
By Team iBizExpert On March 31, 2022 02:26 AM
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Too many credit cards and not enough time. Do you feel this way about all the options that credit cards now have? When you think about all the different ways a cash-back credit card can help you, it's really amazing. Here are some things you...
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