How high is it on your list of "things I can't wait to do" to sit down and make a personal budget? If you're like most people, it's probably somewhere between sticking a fork in your ear and getting a root canal. We don't blame you, because...
Have you ever gotten $20 from an ATM and then wondered what happened to it? Start writing down everything you spend every day so you can keep track of where your money goes. Try it for a week, and you'll be surprised at how much you can spend on...
Do you get notices that bills you thought you paid are overdue? Did you try to take money out of your bank account and find out it's overdrawn? Or did you try to pay for groceries with a check but it was turned down? If so, you can't buy...
If you're like most people in the United States, you have a lot of bills to pay. A loan for an automobile, credit cards, and maybe even a house. When should you pay back money you don't need?
Start with credit cards
If you have...
Credit cards with rewards can be used in many different ways. The choices can be nice and are very different. There's probably something for almost everyone, and some of the deals are pretty good. Here are some things you should look for when you...
Have you been tempted by a "rewards" credit card, only to be burned by high interest rates and a less-than-stellar return when it came time to cash in your points? You're not alone.
Credit card companies make a lot of money by getting new...
People usually have more than one credit card in their wallets these days, since credit cards are so common. People often ask if that's necessary and if it's even a good idea.
A person may have more than one credit card for a number of...
Oh, the holidays! It's a time for parties, eating too much, and spending too much money. Americans often spend more than they can afford during the holidays. This often leads to more credit card debt, along with a bigger waistline from eating too...
Many of you may be wondering what the difference is between good debt and bad debt. First, let's talk about debt. According to Webster's dictionary, a debt is "something that is owed or that one is obligated to pay or do for another, or a...
Too many credit cards and not enough time. Do you feel this way about all the options that credit cards now have? When you think about all the different ways a cash-back credit card can help you, it's really amazing. Here are some things you...