Have you ever gotten $20 from an ATM and then wondered what happened to it? Start writing down everything you spend every day so you can keep track of where your money goes. Try it for a week, and you'll be surprised at how much you can spend on...
Setting up a business needs to work for you personally as well as from a business point of view. It's a big commitment that will take a lot of hard work, so you need to be sure you can do it and that your lifestyle can handle it. You also need to...
When you want to get credit for your business or get more credit, it is very important to know what the lenders (banks or Suppliers) are looking for.
Craig Aberle, an expert on business credit and the author of Business Credit Secrets,...
Once you know if your business will work and have looked at the market, it's time to make a business plan.
What is a plan for a business? It's a thorough look at your business, including its goals and finances. It shows what the company's...
A good business idea and a thorough business plan are the two most important parts of a successful business. The plan will put meat on the bones and turn your idea into something real and workable.
If you want to start a business, having a...
Getting the best credit card for your needs will take some work, but it will be worth it in the long run. Whether you want it so you don't have to carry cash or you're a business owner who wants to keep track of all your business expenses, there...
The "Merchant" is the name for the business that takes credit cards. The Merchant must open a "Merchant Account" with a "Merchant Bank," also called a "Sponsoring Bank" or a "Acquiring Bank," in order to accept credit cards.
This is the...
Payday loans are something everyone has heard of. You have seen the ads and might have even gotten some in the mail. If you need money quickly, you might be able to get it through a payday loan. Even better, it doesn't take long to fill out an...
Operating expenses are costs that every business has to pay for that aren't directly related to its main business. Operating costs include sales and marketing, research and development (R&D), administrative costs, and other costs that don't...
Loans for businesses aren't always easy to get, and minorities may have an even harder time. Many communities and government agencies have set up programmes to help minorities get a small business loan when they need one, but the minority still...