With layoffs, buyouts, and other financial problems facing companies today, it may be hard to keep a good health insurance policy. But the government has set up a few programmes that, if you act quickly enough, will let you keep the same coverage...
Have you ever had so much debt that you couldn't pay your bills? If a bill collector showed up at your door, would you know what to do?
There are a lot of websites that try to teach people about money and how to deal with debt. Everyone...
Do you get notices that bills you thought you paid are overdue? Did you try to take money out of your bank account and find out it's overdrawn? Or did you try to pay for groceries with a check but it was turned down? If so, you can't buy...
When credit card companies charge high interest rates on the amount you charge, it's very easy to charge more than you can afford to pay back. If you're late with a payment, you'll have to pay late fees on top of your monthly payments and...
When your finances seem to be taking over your life and you can't make your payments each month, you should try to work out debt settlements with each of your creditors before you file for bankruptcy. A debt settlement is when a creditor agrees...
One of the most common New Year's resolutions is to get out of debt. Most people forget or give up on their plan to get out of debt before the first month is over, just like they do with most New Year's resolutions. Here are some ways to help you...
People usually get crushed by the weight of their debts in two main ways. Some people feel like debt hit them like a tonne of bricks when they lost their job or got sick and couldn't work or had to spend a lot of money on medical bills. Other...
One of the cheapest ways to get the money you need is to take money out of the equity in your home. No matter what the money is for, it is probably best to get it from the equity in your home. Here's how a cash-out mortgage can help you pay for...
Savings accounts are run by a commercial bank or a mutual savings bank. The FDIC backs savings accounts up to the limits shown. The money you put in a savings account earns interest over time, which helps you get richer. How much interest you get...
So, what's the best plan to help you get out of debt and reach your financial goals? Having a lot of debt can be one of the hardest and most tiring things you've ever been through. It's very bad for your health to wake up every day worried about...