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Is Mortgage Financing Possible With Bad Credit?

By Team iBizExpert On April 12, 2022 12:40 PM No Comments
Even if you have bad credit, you might still be able to buy that new home. Lenders are definitely getting easier on people with bad credit when it comes to getting a mortgage loan. Here are some things you should know about getting a loan for...

Is An Interest Only Mortgage What You Need?

By Team iBizExpert On April 12, 2022 07:08 AM No Comments
People are taking out more interest-only mortgages now that they know about them. They have become more popular because of recent changes, and it could be just what you need. Here are a few tips that will help you decide if you should get an...

Interest Only Loan

By Team iBizExpert On April 11, 2022 09:17 PM No Comments
Interest-only mortgages are risky and have some drawbacks. It's a tricky type of mortgage because the payments are small for the first 1, 2, 5, 7, or even 10 years, which can be misleading. At the end of the loan term, the whole principal balance...

Interest Only Home Loans -- Are They Right For You?

By Team iBizExpert On April 11, 2022 09:03 PM No Comments
Over the last ten years or so, interest-only home loans have been getting stronger and more popular. An interest-only home loan is based on the idea that the buyer only has to pay the interest on the mortgage for a certain amount of time, usually...

How Can You Assume A Mortgage?

By Team iBizExpert On April 03, 2022 02:45 AM No Comments
Finding a house with a mortgage that can be taken over by someone else could be a real find, but it doesn't happen very often. Assumable mortgages are usually only used by the FHA and the VA. This means that another person can just take over the...

Hospitalization Only Insurance vs. Catastrophic Insurance

By Team iBizExpert On April 02, 2022 08:46 PM No Comments
Here are some ways to find cheap health insurance. Since 1985, I've worked as a health insurance agent. I help people in Connecticut find health insurance, and for the past few years, I've also been in charge of a website that helps...

Have An Adjustable Rate Mortgage - Need To Remortgage In A Hurry?

By Team iBizExpert On April 01, 2022 08:00 PM No Comments
Most likely, most people know that interest rates have been going up. Those who have mortgages with fixed rates don't really care. But if you have a mortgage with an adjustable rate, your payments may have already gone up. Since these can go up a...

Fixed-rate Or Arm - What Are The Advantages?

By Team iBizExpert On March 29, 2022 03:58 AM No Comments
Most mortgages fall into one of two basic types: those with a fixed rate or those with a rate that changes over time. But even within these two categories, there are a lot of different ways to get a mortgage that fits your needs. If you are...

Choosing The Right Mortgage

By Team iBizExpert On March 21, 2022 10:43 PM No Comments
Don't forget that you wouldn't buy the first house you saw, so why take the only mortgage you can get? Ask for more than one quote about good faith. Check out the options that different lenders offer. Make sure to ask the lender not to pull your...

Good Investment Advice: Only For The Rich?

By Team iBizExpert On March 08, 2022 11:51 AM No Comments
You're not the only one who thinks that good investment advice is only for the wealthy. 65 percent of Americans who invest money think that people with more money can get better financial advice than people with less money. Also, more than a...

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