Your financial planning should include a Life Insurance Needs Analysis. Even if you meet with a professional financial planner or insurance agent, you should know how your suggested death benefits are calculated. I've found that customers are...
Online investing is still popular with consumers, in part because it meets the needs of most Americans: it's quick, easy, and convenient.
In fact, research by the business research firm JupiterResearch shows that the number of...
A survey by the consumer advocacy group Consumer Action and the financial services company Capital One found that most Americans don't know the basics about their credit score and personal finances.
The survey asked questions of 1,002...
If you just finished college, you probably have a lot of debt from student loans. You might be wondering if there is any way to lower the amount you have to pay. One way to reduce your debt is to combine all of your student loans into one....
Loans of all kinds
Personal loans come in two main types: secured and unsecured. Secured loans, on the other hand, are tied to something you own, usually your home. This is why they are often called "homeowner loans." If you don't pay...
People often break down when they need money, and they end up having to agree to the terms and conditions of the lenders. Sometimes this is done just to wait for the loan to be approved, even though the important time has already passed and...
First cash advance is a short-term loan that Americans can get on demand for a week or two. People who need money to pay bills that can't wait until they get paid can choose this kind of loan, which they can pay back as soon as they get their...
For most people with bad credit and no money, getting perfect credit seems like a pipe dream. People think that hiring a credit repair company or a lawyer to dispute bad credit will cost a lot of money. They are correct! I guess that's where the...
People want to get sick just thinking about how dangerous our financial situation is in this country, like the well-known subprime mortgage meltdown. This financial epidemic has not only hurt individuals, but also a large number of "mom and pop"...
Mortgage with Bad Credit
People with bad credit are the only ones who can get bad credit mortgage loans. In today's tough credit market, bad credit mortgages or "sub-prime" mortgages are becoming more common, and many mortgage lenders...