Identity theft is a very serious crime that everyone should know about. In this article, we look at a number of statistics about this crime to help you understand it and how important it is to protect yourself from it.
Identity theft was...
When your credit card is stolen, your PIN is stolen, or someone opens a new credit card in your name, this is called credit card identity theft. All of these things can hurt your credit score. A credit score is not easy to fix, but there are a...
Since June 30, 2006, your Federal Government has made it a rule that you must spend all of your money before you can get care in a nursing home. The goal of these strict new rules is to make the healthy spouse poor. They have made it so that you...
Financing a lawsuit helps a person pay for legal help in a court of law when they don't have the money to pay for it themselves. Companies that finance lawsuits pay for things like attorney fees, medical bills, health care, rent, mortgage, food,...
If you took out several student loans to pay for your education and now have a lot of monthly bills to pay, you may find that a student loan consolidation will help you. But if your loans are from the Federal government, you might not be...
Mortgage sales were regulated on a voluntary basis by the Mortgage Code Compliance Board (MCCB) until midnight on Saturday, October 30, 2004. Both lenders and brokers had promised to follow this code, which has now been shut down.
This...
Many people are having money problems because the cost of living keeps going up and they have more financial obligations. Along with worries about money, people may also worry about losing their jobs because of downsizing and large layoffs. Some...
Congress took steps a few years ago to make it harder for people to file for bankruptcy. This was done in response to pressure from retailers and other companies that said they were losing money because more people were filing for bankruptcy. At...
Rebuilding your credit is the 800-pound gorilla that you would have to face. You're lucky that filing for bankruptcy doesn't carry the same social and financial shame that it did ten or twenty years ago. "Filing is a safety valve," says Roger M....
So you've declared bankruptcy. What should I do next? At first glance, you have a lot of ideas for how to start over. You have paid off almost all of your debts and, at least from a financial point of view, you are a new person. But keep in mind...