The number of insurance claims for damage caused by floods, cold, and storms in the summer has gone up. 60 percent of the home insurance claims that are made right now are because of bad weather. Homeowners are being told that they not only need to check their trees, gutters, drains, and roofs to get ready, but they also need to make sure they have enough insurance to cover any damage.
Most home insurance policies cover flood damage, but you should check your policy to be sure. Simple steps can be taken to make sure a property is ready for the worst weather. Leaves, seeds, dirt, and other things that have fallen off your roof and into your gutters can build up and cause the system to get clogged, which can cause big problems. The good news is that most of these blockages are easy to clear, but they need to be done often, preferably at the start of winter to get rid of leaves that have fallen in autumn and summer because it seems like rain is getting heavier in most parts of the UK.
No matter what kind of gutters you have, you will need to clean out the troughs. It's not a hard job, but it needs to be done if you want to avoid problems like water damage and serious cases of dry rot in the future.
