Everyone who owns their own home should definitely get home insurance to protect themselves in case something bad happens to their property. Most people who look into getting home insurance know that their policy value and the types of policies...
Brokers and insurance companies use the term "extended coverage" to describe coverage that goes beyond what is in the basic policy. All basic insurance policies have "exclusions," which are certain types of losses or reasons for losses that the...
The Royal Institution of Chartered Surveyors says that you're in big trouble if you can't get insurance for your home. Mortgage lenders won't lend money on homes that can't be insured, so their value could drop by up to 80%.
Most likely,...
Young Earth Creationists often say that if Noah's Flood was just a local flood, then God has broken his promises many times. Chapter 10 of The Answers Book says:
"If the Flood had happened nearby, God would have broken His promise many...
Less than 24 hours before Hurricane Katrina hit land, my wife and I started packing up the car to leave St. Bernard Parish, Louisiana. We only had an hour to get the brakes fixed before we had to leave. We had to rely on the kindness of a...
How Florida residents can get flood insurance and how it can help them
Flooding is a terrible thing that happens every year and damages a lot of homes and hurts a lot of people. Flooding can happen almost anywhere in the United States,...
The number of insurance claims for damage caused by floods, cold, and storms in the summer has gone up. 60 percent of the home insurance claims that are made right now are because of bad weather. Homeowners are being told that they not only need...
What is a FEMA Flood Insurance Rate Map and Where Can You Find One?
Flooding is a terrible thing that can happen in many different places. Even though flooding can happen almost anywhere in the U.S., there are some places where it...
Some of the costs of owning a home, like routine maintenance, repairs, getting ready for the seasons, and improvements, can be overwhelming. Not to mention all the taxes, fees, and bills you have to pay every month. In an effort to save money,...