In the first part of this series, "Make More Money," I talked about the many ideas that keep people from making as much money as they could from their work. There were beliefs like "my work is worthless" and "my talents are a gift from God, so I...
Due to the current economic downturn, both big and small businesses are having trouble making money. Many businesses have shut down because they couldn't solve their problems, which were mostly caused by their huge debts. Understanding why...
There are so many websites that offer different kinds of financial services that it's hard to tell the good ones from the bad ones. Some online companies will charge you by the hour to talk to a "professional" financial adviser. You can't really...
Every year, more than 1 million people in the U.S. file for personal bankruptcy. Most American homes have ten credit cards. People are spending more than they can afford. Americans have so much debt that they are drowning, and the problem is...
The three major credit bureaus, Equifax, Experian, and TransUnion, came up with the Vantage credit scoring system. Everyone knows about it now. On a scale from A to F, the system gives people grades. Even though I've done a lot of research, I...
Businesses and companies often go out of business. There is no surefire way to make sure a business doesn't fail. Poor management and negative cash flow can cause a business to have trouble making money, but these problems are easy to fix....
It is a known fact that after about three years, only about half of small businesses are still in business. There are many reasons for this, but business failure is the most important one. Failure in business doesn't just happen to new, small...
Companies can go bankrupt because of big debts, bad management, or the way the economy is going at the time. This is the main reason why a business might file for bankruptcy.
Bankruptcy is a process that gives businesses and people the...
We get too busy with our lives to worry enough about money. The problem is that our lives are often so busy because of money. This is something that happens all too often. I say "we" because, even though I'm a financial advisor, I have the same...
If you want to pay off your home loan as soon as possible, this is not a bad idea. You can put more money toward the loan, but there are some things you need to know.
Depending on how much money you put toward your home loan every month,...