One of the biggest lies is that if you file for bankruptcy, you will be financially free and no longer have debt problems. Wrong! Filing for bankruptcy is not the only way to get out of debt. Every year, more than a million people in the U.S....
Remember that you can't just run away from your debts. It is not a solution, and it could even make things worse. Talk to your creditors right away if you are having trouble paying off your debts.
More and more people today are only able...
People often think of credit reports like going to the dentist: they have to do it, but they don't like it. This is especially true for people who have had money problems in the past. However, it's important to know what's in your credit report...
When you have a lot of debt, the constant phone calls and letters from debt collectors can be one of the most stressful things. You do have some rights and protections when you deal with them, which is good news.
Debt collectors have to...
It's not as hard as you might think to deal with credit card debt. If it makes you feel better, you're not the only one going through this. Credit card debt is a problem that many people like you face at some point.
More and more people...
The benefits package that your consolidator can negotiate for you will also include some very important things, like a grace period and subsidies.
So any money you pay on top of your regular payment goes only toward the loan's...
Personal loans can also be used to pay for a wedding. The day of your wedding is the most important day of your life. With a wedding loan, it can be a very special day. If you want to invite all of your friends and family, you need to have a big...
Many of you may be wondering what the difference is between good debt and bad debt. First, let's talk about debt. According to Webster's dictionary, a debt is "something that is owed or that one is obligated to pay or do for another, or a...
It's not as hard as you might think to deal with credit card debt. If it makes you feel better, you're not the only one going through this. Credit card debt is a problem that many people like you face at some point.
So any money you pay on...
Everyone works their whole lives so they can pay their bills, go on vacation, take care of their kids, and do many other things. Most people dream about being able to stop working. It's interesting to me that not many people put as much effort...