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Is My Credit Rating Important?

By Team iBizExpert On April 12, 2022 12:47 PM No Comments
If you apply for any kind of credit, your credit rating is likely to affect how successful your application is. Whether you want to get a store card or a mortgage, the lender will get information about your credit history from a credit reference...

Fico Frequently Asked Questions

By Team iBizExpert On March 28, 2022 08:24 AM No Comments
So, you've decided to combine your debts and try to raise your credit score at the same time. You got your credit report and looked it over, and everything seems pretty good. Do you want to know more about what FICO stands for? Don't worry, you...

Even People With Good Credit Are Penalized

By Team iBizExpert On March 27, 2022 11:14 PM No Comments
The three major credit bureaus, Equifax, Experian, and TransUnion, came up with the Vantage credit scoring system. Everyone knows about it now. On a scale from A to F, the system gives people grades. Even though I've done a lot of research, I...

Credit Myths - Mistakes That Will Make Your Debts Worse - Part 1

By Team iBizExpert On March 24, 2022 06:39 AM No Comments
If you are in debt, your credit score is very important because it is a big part of how easy it will be for you to get out of debt. If you have good credit, it will be easier for you to refinance your debt, which will lower your monthly payments...

Credit Cards For People With Bad Credit Rating

By Team iBizExpert On March 23, 2022 11:42 PM No Comments
Some people find it easy to get a credit card, but life can be hard when it comes to money. If you're self-employed, you could lose your job. If you're not, you could go through hard times, have bad months, or for any other reason, your finances...

Loans for Unemployed

By Team iBizExpert On February 27, 2022 09:48 AM No Comments
One of the little cruelties of life is that when you need credit the most, lenders are the least likely to give it to you. When it's hard for you to pay your bills, like when you're behind on your car payments, have maxed out all your credit...

Loan Sharks Are Illegal Money Lenders-Know The Catches of Using Their Money

By Team iBizExpert On February 26, 2022 06:01 AM No Comments
Before approving a loan application, banks and other legitimate lenders usually look at the applicant's credit history and how well they have paid back loans in the past. This makes it hard for people with bad credit to get a loan from these...

Instant decision & approval of Debt Consolidation Loans online despite bad credit rating

By Team iBizExpert On February 26, 2022 05:28 PM No Comments
How do online Debt Consolidation Loans with Instant Decision and approval, even if you have bad credit? You might be thinking about how to get out of bad debts. Online banks and financial institutions in the UK that work with people with subprime...

How your Credit Rating Affects your Quality of Life

By Team iBizExpert On February 25, 2022 09:17 AM No Comments
Many people never check their credit score, and some never look at it at all. It's easy to underestimate how important a good credit score is, but the truth is, unless you have a high income and can pay cash for everything, your credit...

How to Build a Good Credit Rating

By Team iBizExpert On February 25, 2022 05:25 AM No Comments
From bartering in ancient times to metal coins to paper money, credit and credit ratings are the next step in the evolution of money. With the Internet and e-commerce becoming easier to use and more popular, electronic transfers and so-called...

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