During commercial breaks, you often see ads for credit counselling. You might think you have too much debt to bother with such a service. But you would be better off if you took the time to find out how having an independent counsellor look at...
When someone has a lot of debt, their credit rating is often also very bad. Some people in this tough situation might be able to deal with their loans and credit by doing nothing. This is where the term "judgement proof" comes in to explain what...
Debt counselling can be a real way to help you fix your credit score. Most reputable organisations that help people with their credit and debt are already supported by many creditors. Most debt counselling services are not-for-profit, but some...
When you have a lot of debt, the constant phone calls and letters from debt collectors can be one of the most stressful things. You do have some rights and protections when you deal with them, which is good news.
Debt collectors have to...
One good thing about credit cards is that they let you pay for things when you need them, even if you don't have enough cash. But not many people use their credit cards even when they don't have to. Also, when you get the bill, it might not be...
You don't want to find out you have bad credit right before you buy a car or ask for a mortgage on your house. This could be the case if you are behind on a lot of your bills or have never looked at your credit report and there are some bad...
Finding a way to pay off credit card and other debts can be hard enough, but when you have to deal with high interest rates and late fees, it can be even harder.
Setting up a weekly payment plan is one of the best ways to pay off your...
Bad credit is a fact of life for many people and is nothing to be ashamed of. Unfortunately, a lot of people do feel bad about themselves because they have bad credit. Most people will have bad credit at some point in their lives. These people...
The main goal of a debt consolidation loan for many people is to get out of debt as quickly as possible. People can save a few dollars each month by combining their debts. At the same time, each payment goes toward paying down the debt. Because...
If you have bad credit and need to get out of debt, a bad credit mortgage refinance could help you. If money is tight for you, you will be able to improve your credit score and get out of trouble. You might not have thought of this as an option...