During commercial breaks, you often see ads for credit counselling. You might think you have too much debt to bother with such a service. But you would be better off if you took the time to find out how having an independent counsellor look at...
There's no question that we all need dental care, which is why we work hard to find the best dental plans and deals. Our teeth are a big part of our overall health, and if we don't take care of them because it costs too much, we lose. Even if we...
When someone has a lot of debt, their credit rating is often also very bad. Some people in this tough situation might be able to deal with their loans and credit by doing nothing. This is where the term "judgement proof" comes in to explain what...
If you and your partner are getting a divorce, you may be wondering what to do with your joint bank accounts. No matter how friendly the divorce is, you should both agree on how to split the money in your joint accounts so that you both get a...
Electronic banking, which is also called "online banking," is a great way to do your banking without leaving home. With the extra security features that are available today, this is also a safe way to do your banking. But you need to be careful...
We definitely live in a time when almost every business needs to be able to take credit cards. Most people don't carry much or any cash with them anymore, so those who haven't caught on yet will soon do so. I think most businesses now understand...
In the last few decades, the insurance business has grown and changed in huge ways. With new insurance policies coming out every day, this has made their transactions not only big but also a little more complicated. Insurance companies have to...
Bad credit, also called "subprime credit" in the mortgage business, will hurt your finances in more ways than just making it harder to get a home loan. Not only will your mortgage interest rate go up, but so will the rates on car loans, store...
Individual Retirement Accounts (IRAs) are very popular these days, but people aren't always sure what they can and can't do with their accounts when it comes to rolling them over. This article looks at some of the most common problems with IRA...
Debt counselling can be a real way to help you fix your credit score. Most reputable organisations that help people with their credit and debt are already supported by many creditors. Most debt counselling services are not-for-profit, but some...