Is it better to get a line of credit or a loan when you need cash? The answer mostly depends on how responsible you are and what you want to do with the money. A traditional loan is the best choice if you want to make fixed payments over a set...
A debt settlement company works with creditors to reduce the amount of debt. Based on how much debt a person has in total, these companies come up with a monthly savings plan. When a borrower has saved enough money to pay off the debt in full, he...
These days, it is not too hard to get a credit card. In fact, you don't have to do much to find out about the offers that are out there. They come to your door or email automatically. But you might not need or want what these companies are...
People who fly a lot can definitely benefit from having an air miles credit card. The credit card makes it easier to book travel arrangements, but it also has other features that make it more fun to use. Here are some tips on how to choose the...
Mail-order and e-commerce businesses have a higher chance of having a credit card transaction that isn't what it seems to be than stores that are open to the public.
Since neither the Cardholder nor the card is present during the...
There are now a lot of credit cards for small businesses to choose from, which makes it hard to choose the best one for your business. Before you apply for a card for your small business, you will need to decide which features you think the...
With the money you get from a home equity loan, you can do a lot of things you might not be able to do otherwise. By using the equity in your home, you could get tens of thousands of dollars, depending on how long you've lived there. But if you...
Use your credit card as little as possible during the holidays.
Both people who work in retail and people who shop look forward to the holiday shopping season. Most of the sales that stores make during the holidays come from people who...
Federal laws say that credit card fees can't be "hidden" from consumers, but that doesn't mean that all credit card users fully understand how they are charged or what will cause fees or rate increases. Sometimes the fees are listed in small...
Falling into the trap of spending too much on credit cards during the holidays is never good for your wallet, but using credit cards wisely when you shop for the holidays can be very helpful.
If you already have a lot of credit card debt,...