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Debt Consolidation And Types Of Bankruptcy

By Team iBizExpert On March 24, 2022 06:03 PM No Comments

Choosing Between Filing for Bankruptcy and Combining Debts If you are thinking about filing for bankruptcy, don't forget that you could use a debt consolidation plan to pay off your bills. Understand that there is a difference between...

Chapter 7 Or Chapter 13 Bankruptcy

By Team iBizExpert On March 19, 2022 02:05 AM No Comments

A Fresh Start Through Bankruptcy - Chapter 7 No one ever plans for it to happen, but sometimes things get out of hand and you end up with more debt than you can pay back. No one wants to think about going bankrupt, but sometimes there's...

A Closer Look At The Roth 401k

By Team iBizExpert On March 13, 2022 04:50 AM No Comments

Roth 401k is a good way to save for retirement. Even though it doesn't give you a tax break right away, when you take money out of the account in retirement, you don't have to pay income tax on it. This tax benefit is only available to...

Tougher Bankruptcy Laws Take Effect October 2005

By Team iBizExpert On March 10, 2022 07:59 PM No Comments

The Bankruptcy Abuse Prevention and Consumer Protection Act, which was signed into law by President Bush, will go into effect in just a few weeks. In short, the new law, which goes into effect on October 17, 2005, makes it harder to get rid of...

Is Filing For Bankruptcy The Solution?

By Team iBizExpert On March 08, 2022 06:13 PM No Comments

Bankruptcy might seem like an easy way out of big money problems. But it is always best to avoid bankruptcy at all costs and only use it as a last resort. If you go bankrupt, this will show up on your credit report for ten years. This will...

Refinancing Your Mortgage After Bankruptcy

By Team iBizExpert On February 14, 2022 03:11 PM No Comments

People tend to think that it's hard to get a refinance loan after filing for bankruptcy. But you can get a home loan if you are willing to pay a slightly higher interest rate. Most of the time, lenders don't want to take the risk of giving...

Bankruptcy Law Firms

By Team iBizExpert On January 04, 2022 03:43 AM No Comments

It can be very painful to file for bankruptcy. When their debts are too much to handle, people or businesses can file for bankruptcy as a last resort. When someone files for bankruptcy, they have a lot of debt and their creditors are practically...

A Guide To Chapter 7 Bankruptcy

By Team iBizExpert On January 02, 2022 06:38 PM No Comments

When a person or business declares bankruptcy, the law says that they can't pay their debts. A bankruptcy can be asked for not only by creditors who are trying to get what they are owed, but also by the person or organisation that is in debt. If...