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How To Choose A Secured Loan
By Team iBizExpert On April 04, 2022 04:17 AM
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Secured loans are a type of loan agreement where the security is something of value, like the equity in your home. Secured loans are made to be safer and less risky for the lender in case you can't pay back your loan for some reason. If the loan...
Decision Finance
By Team iBizExpert On March 25, 2022 12:03 PM
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Decision Finance was started in early 2000. It is a trading name for Xbridge Limited, which is an online commercial, business, and financial intermediary for small to medium-sized businesses.
Prudential PLC, Boston Consulting Group, and...
Effective Ways Of Getting the Best Rates for Your Credit Cards
By Team iBizExpert On March 08, 2022 07:40 AM
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How many times a day do you get phone calls or emails offering you free credit cards with money-back plans, low introductory rates, and other perks? All banks and other financial institutions try to get as many customers as possible. They do this...
Unsecured Loan
By Team iBizExpert On March 05, 2022 02:30 AM
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When you get a loan, you have to make a lot of choices. One of the most important is whether you want a secured loan or an unsecured loan.
A loan that is backed by something will have a lot of benefits. First, it's easier to get approval...
Taking The Bite Out Of The Loan Shark
By Team iBizExpert On March 04, 2022 03:00 AM
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You won't be able to get a loan with no interest unless you borrow from a friend, family member, or someone who likes you a lot.
APR stands for annual percentage rate. The interest on a loan is what makes it worthwhile for a lender to give...
Student and Graduate Loans
By Team iBizExpert On March 03, 2022 06:31 PM
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As student debt keeps going up and students look for other ways to deal with it, student and graduate loans are becoming more popular. The good news is that it's usually possible to get a loan for college or graduate school without having to show...
Should You Borrow From Your 401(K) Or TSP?
By Team iBizExpert On March 03, 2022 08:05 AM
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Most people think you should never, ever borrow from your 401(k) (K). Financial experts say that we shouldn't take money out of our 401(k) for tax reasons and that many people don't have the self-control to pay back the loan.
With a Thrift...
Government Loans And Why You Never Default!
By Team iBizExpert On February 24, 2022 03:42 AM
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There are a lot of different kinds of government loans, like loans to go to school, start a small business, or even buy a house. When the government gives money and loans to certain people in the community, it is seen as a social service. World...
Factsheet: APR, AER and EAR
By Team iBizExpert On February 22, 2022 09:08 PM
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Here, rates like the annual equivalent rate (AER) and the annual percentage rate (APR) can be helpful. All providers use the same method to figure these out. If you want to compare accounts, you should look at these instead of the headline...
Car Loans
By Team iBizExpert On February 20, 2022 08:54 PM
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Most people will make one of the biggest purchases of their lives when they buy a new car. Except for their home and maybe their education, there aren't many personal purchases that are as big as buying a new car. Because of this, it's not...
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