If you want to get the best deal on car insurance, you should shop around and get several quotes. You could do this yourself, but it would take a lot of time, and even then you wouldn't be sure you got the best deal.
You're much better off going with a specialist broker and letting them get quotes for you. A specialist motor insurance broker will know where to look and will be able to get quotes faster and easier than you ever could, all while making sure they've found the best deal possible.
Before you can get quotes for car insurance, you have to decide what kind of insurance is best for you. There are three main kinds of insurance: fully comprehensive, third party fire and theft, and third party only. Fully comprehensive is the most expensive, while third party fire and theft and third party only are the least expensive.
Third-party fire and theft insurance covers your car if it is stolen or damaged or destroyed by fire, or if someone else sues you if you are in an accident. It also covers you if your car is damaged or destroyed by fire. But if you were to blame for the accident, your own car wouldn't be covered.
Fully comprehensive insurance covers you for all the same things that third-party fire and theft does, but it also protects your personal belongings, gives you money to pay for medical bills if you get hurt in an accident, and protects you from personal accidents. Your car is fully covered, no matter if you caused the damage or loss. This is great for cars worth more than GBP5,000.
But you should read the fine print of all policies to make sure you know what yours covers.
This type of insurance is the cheapest because it only covers claims made by other people.
No matter what kind of insurance you choose, a specialist broker will always be able to find you the cheapest quotes for auto insurance in the shortest amount of time.
