People may think of American Express as a company that makes high-end credit cards that are better for people with more money. American Express made the American Express Blue Card for people who don't want to keep expensive credit cards. This was done so that the company could serve customers from all walks of life.
With the American Express Blue Card, people who use credit cards can now look forward to having more ways to spend money without having to pay an annual fee. Plus, they get to use the Blue credit card's cash-back features.
The young people in society will like the American Express Sky Blue credit cards because they are flexible, offer rewards, and are easy to use. While some credit cards give their users free air miles, the Sky Blue card lets its users use the points they earn from purchases to pay for any travel-related costs, such as hotel stays, car rentals, and even plane tickets.
Some people wonder why American Express puts so much emphasis on travel perks with their credit cards. This could be because the company used to do a lot of business in the travel industry and knows what its customers want as far as travel perks.
Members of the Sky Blue credit card can get insurance benefits from American Express for things like lost luggage and accidents that happen while travelling.
The Blue card's rewards system also makes it hard to turn down. For every dollar a customer spends with the Blue credit card, they get a point. The purchase could be anything, like gas, dinner, or shopping. The important thing is that the Blue card was used, since the user gets a point for every dollar spent.
Some people don't use credit cards because it's a hassle and takes time to have the card swiped. The American Express Blue, on the other hand, lets users do business with businesses through a reader.
People who have a blue card are also protected against fraudulent transactions that happen when their credit card is used without their permission. Users can also return their purchases within 90 days, and if that's not possible, the company gives the user a refund. Users who are eligible also get protection if their items are damaged or stolen in the next 90 days.
Even though the American Express Blue credit card may seem like the perfect card, users should be aware of the fees that are added to cards at the end of each month if the balance is not paid in full. Some cards charge extra fees for an outstanding balance based on an annual percentage rate, but the Blue card uses a daily rate. There may be a grace period of 20 days, but it can be very expensive to pay late.
Most credit cards have different rates and perks, which can make some cards much better than others. But people who use credit cards should remember that companies offer credit card services to make money. Credit card companies are in this mostly to make money, not to help people.
Users shouldn't think that these companies will put in a lot of money and then run their businesses for free. So, everyone who uses a credit card should look at all the hidden fees that the companies charge, not just for late payments but also for certain purchases.
As a general rule, a person should choose a credit card company that fits their preferences and shopping habits. After he has done that, he should remember all the important terms of the credit card company, such as surcharges, percentages, policies on late payments, and other details.
