Home mobility products like adjustable beds, riser recliner chairs, and stair lifts can now be covered by an extended warranty and accidental damage insurance. So, protection will be given in case of accidental damage, such as a mechanical or electrical breakdown.
You can get these kinds of warranties and insurance on both new and used items. Before getting a warranty, you should think about whether a new product is already covered by the manufacturer's warranty.
Most new products have periods of 12, 24, 36, or 48 months. Most of the time, you can get coverage for used items three months after you buy them, and it will last for nine months. Usually, this is done to make sure that used items are still in good shape before insurance and warranties start. When the contract is renewed, a year can be taken.
There are mainly two types of warranties, which are:
On Site Warranty (OS)
This warranty is the most convenient because repairs to the mobility product can be done at your home. In rare cases, the product may not be able to be fixed at home and will need to be taken away to be fixed fully.
Warranty Return to Base (RTB)
With this warranty, the product will be taken to a shop to be fixed. Be careful with this warranty if you have a new product, as you may be asked to return it in its original packaging, which may not always be possible.
Before you sign up for any insurance or warranty, make sure to read the fine print and ask any questions you may have, especially about the type of warranty being offered.
Mobility scooters can also be protected by insurance. This kind of insurance is made up of two parts. First, to cover damage to the scooter itself. Second, to cover damage to a third party or their property or injuries to a third party.
