You are looking for a new place to live in Texas. You have been to the new house many times. You've even chosen and ordered the colour of the new carpet. The only thing you haven't done yet is sign on the dotted line to make the deal official.
Actually, there's one more thing you haven't done: gotten an instant Texas home owner insurance quote.
During the process of buying a new home, it is smart to get a home owner insurance quote for your new Texas home before you actually own it. First, you want to know how much it will cost to insure your new home. This is especially important if you used a lender to buy the home. Second, having a professional inspect your home can help you figure out what kinds of repairs and replacements need to be made. This can help you figure out how much your Texas homeowner insurance quote will be.
You can also do a simple inspection of your home on your own.
Make sure the property you want to buy doesn't have any dangerous trash on it.
Make sure your stove, oven, and built-in microwave work, as well as the exhaust and garbage disposal, if they came with the house.
Make sure all the water faucets work, there are no leaks under the sinks, and all the toilets flush.
Make sure that all of the light fixtures and switches work.
- Open and close every door and window.
Check the floors, walls, and ceiling for cracks or weak spots.
Check both the cooling and heating systems.
Your home inspector will do all of these same checks, so if you find something strange, you should tell him. He will also look at your attic, basement, garage, and the outside of your house.
Your instant Texas homeowner insurance quote will depend on all of these things and more, so fix things as soon as you can.
