How to stop being behind on your student loan.
I've decided to write a free, step-by-step article to help you get out of default on your student loan right now.
Step 1.
Find out who holds your student loan (this will make it much easier and smoother for you).
Step 2.
Look for the William D. Ford Program on the Internet. This programme can help you get back on track with your loan. Then you can get money to go back to school if you need to.
Step 3
You can use the information here to call the number listed here. Remember to ask for the William D. Ford Program.
With the links below, you can go straight to the Direct Consolidation Loan site's consolidation applications. The interest rate on a consolidation loan is based on the weighted average of the interest rates on the loans being consolidated, rounded up to the next highest one-eighth of one percent. This rate can't be higher than 8.25%, and it's a fixed rate that stays the same for the whole loan.
an Application for Electronic Consolidation
an Application on Paper
Write down our toll-free customer service number, 1-800-557-7392, before you go any further, in case you need help with the application's technology.
For more information, go to the website for loan consolidation or call us at: Loan Origination Center P.O. Box 1723 Montgomery, AL 36102-1723 Phone: 1-800-557-7392 TDD: 1-800-557-7395 U.S. Department of Education Consolidation Department Monday through Friday, 8am to 8pm
Step 4
Just chill out. Don't you feel better now?
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