If you're looking for cheap health insurance in Lexington, you'll have to think about a lot of things before you choose a plan. Your Lexington health insurance premiums will be based on things like your age, gender, height, weight, current health, and the number of people in your family.
Age and Gender
Even though you can't change your gender (well, you can, but who would do that to change their health insurance premiums? ), and your age only goes up, you might as well accept whatever effects these factors have on your Lexington health insurance quotes. Other things, like your health as a whole, can help you out.
How tall and how heavy
Okay, once you reach a certain age, you stop getting taller. It's important that your weight is about the same as your height. Most Lexington health insurance companies will take your weight into account when figuring out how much you pay for health insurance. So, you might want to spend some time getting in shape before choosing a cheap health insurance plan in Lexington.
How people's health is right now
Some health problems, like diabetes, AIDS, HIV, etc., can't be fixed on your own or can only be fixed with help (cancer, high blood pressure, high cholesterol, etc.). Make sure that the Lexington health insurance plan you choose covers these health problems. Not all policies will, so carefully look into each one. You don't want to buy an insurance policy that you think is cheap, only to find out later that it doesn't cover what you need.
People in a family
The cost will be affected by the number of people on the policy. You don't want to leave your spouse and kids out in the cold, but if you can, there are ways to avoid paying higher premiums. For example, if you and your spouse get a divorce, your children can be covered by the better and cheaper Lexington health insurance. After all, there's no reason for them to be covered by both.