When you're looking for affordable health insurance in Dayton, you're going to think about the premiums. But price isn't the only thing that makes a plan affordable in Dayton. Your health needs must also be covered by the policy.
Use this list to help you choose an affordable health insurance plan in Dayton.
Find out what is covered and what isn't.
Not every health insurance plan will cover all of your medical needs. Know what kind of health coverage you need before you look for cheap health insurance in Dayton. Do you have any health problems that you've always had, like diabetes or cancer? Do you need help with your mental health, like counselling or prescription drugs? If so, you need to find a health insurance plan that meets your needs.
Figure out how much you have to pay.
In Ohio, people who have health insurance through their employers usually only have to pay a small co-pay when they get care. Policyholders may also have to pay a small amount of the premiums, which is taken out of their paychecks. But if you're looking for a health insurance plan for yourself in Dayton, you'll probably have to pay more. So, find out exactly how much your premiums cost and how much you'll have to pay at the time of service as your co-pay.
Find out what you can do if you can't buy health insurance because it's too expensive.
If you can't afford health insurance in Dayton right now, Ohio has health care plans that are paid for by the state. Visit the website for the Ohio Department of Insurance to learn more about these programmes and other health insurance plans available across the country, as well as how to save money on your premiums. You can also use this website to find answers to questions about a health insurance company's licence and to file complaints about claims that haven't been paid.
