Quotes for car insurance can vary by as much as 100% from one company to the next. One job may charge you $1,200 for an insurance policy, while infinity other jobs may charge you $2,400 for the same policy. So, the first thing you should do to get the best rate for your teen is to compare rates.
There are two ways to shop for the best rates: 1. Call agents on the phone for half of your time, or 2. Go online to get quotes from car insurance websites.
You also have two options here: you can spend days going from website to website, or you can go to an online comparison corner where you can get quotes from a number of different companies. (See links below.)
Shopping Online
When you shop for car insurance for your son or daughter online, you can:
- It's useful because you can use the quiz to learn about all the deductions you're entitled to. Then you can pick up your packages and deliver them at the cheapest rate.
- It's no cost!
- It's easy—all you have to do is fill out one current trial run to get different quotes.
- It's quick and easy; it only takes a few minutes of your time.
Getting to Know the Company
Once you find the cheapest car insurance for your teen, you'll want to make sure the company you work with is trustworthy. Once again, going online is the easiest way to do this.
I help make the following sites work:
- The insurance department's website for your state. Most insurance departments have websites that list customer complaints and where you can find the sum of claims filed against different companies.
If your state's insurance department doesn't have a website with this information, you can go to California's (http://www.insurance.ca.gov) to get it.
- Http://Epinions.com. - Epinions is a place where people review and rate companies based on how familiar they are with them. Here, you can find out how insurance companies treat their customers and how they deal with their claims.