In New Jersey, it is against the law to drive a car without car insurance. Not only that, but getting caught is very expensive and takes a lot of time.
Instead of driving illegally without insurance and risking the time and money that comes with it, why not find a way to get the best rates on auto insurance in New Jersey and sleep well at night?
There are a few quick and easy things you can do to help keep the price of your car insurance low so you can pay for it more easily.
Did you know that you can save money on your car insurance every month if you park your car in a garage at night?
Did you know that if you buy a simple steering wheel "club," many insurance companies will give you a discount?
Did you know that many people now use public transportation as much as possible and only drive their cars in emergencies or on special occasions? If you can keep your monthly mileage to less than 500 miles, your insurance company should give you a discount.
If you want to keep your car insurance rates as low as possible, the most important thing you can do is probably to always drive safely and legally. Your insurance rates will go straight up if you get a ticket for speeding or any other moving violation.
If you are found guilty of Driving Under the Influence (DUI) or Driving While Intoxicated (DWI), you can forget about getting cheap car insurance. If you get a second DWI or DUI conviction, you will be thrown into the high-risk insurance pool and may not be able to find car insurance at any price.
Drivers under the age of 25 are automatically put in a high-risk insurance group. You can help keep your rates down by staying in school and getting good grades. If you keep your grade average at a "B," you'll get a 5% Good Student Discount.
If you already have other insurance policies, like life insurance, homeowner's insurance, or health insurance, you can save a good amount on your car insurance if you buy all of them from the same company.
Also, if you've had an auto policy with the same company for at least 5 years, it's time to ask your agent for a discount on your monthly premium called a Long Term Policy Discount.
Then there is, of course, your deductible. The higher your deductible, the less you'll have to pay for insurance. But be careful when you choose your deductible. The amount you choose will be the amount of money you will have to pay out of your own pocket every time you file a claim.
Now that you've read this article, it's time to use what you've learned to put together an auto insurance plan that will save you money right away. Then, we'll do one better and go online to find the best deal on your auto insurance.
Find at least three websites that help you find the best price on car insurance in New Jersey. Then, compare the price of your dream policy on at least three different comparison websites.
By comparing prices on at least three different websites, you can be sure to see the prices of all the New Jersey car insurance companies.
Now all you have to do is choose the best price, and you're done! Now that you've found the best car insurance rates in New Jersey, you're sure to save as much money as possible every month. Congratulations!
