Everyone wants the best coverage at the best price, but there are other things to think about when looking for the best car insurance company. You want to choose an auto insurance company that isn't just out to get customers; you want an insurance company that will treat you right.
Don't forget these things.
Payments, rates, and rewards
You should choose an auto insurance company that gives you more than one way to pay for your policy, not just one. Many car insurance companies give policyholders the option of paying the premium all at once or in monthly or quarterly instalments. Some companies even give policyholders discounts if they pay their premiums all at once.
Ask the insurance company if they offer lower rates for people who don't drive much. Some companies do. Some also give discounts to drivers who don't make any claims for long periods of time.
Price cuts, price cuts, price cuts!
Look for businesses that offer a wide range of discounts. You might not be able to get all of them, but the more they have, the more likely it is that you can get a few of them. Some discounts you might be interested in are those for safe drivers and teens with good grades, for active or retired military personnel, for buying more than one insurance policy from the same company, and for having anti-theft and other safety equipment installed in or on your car.
Extras
Insurance companies for cars offer different extras that policyholders can add to their policies. Roadside assistance is an example of an extra. Some companies include roadside assistance as a standard service, while others offer it as an extra. These extras are nice, but if you aren't careful, they could just cause your rates to go up.
