Don't try to drive a car in Florida without insurance, no matter what you do. The state of Florida keeps track of every car that is registered in the state, and if one of those cars is not insured, the state knows about it right away. Driving without insurance can get you in a lot of trouble, and the risk isn't worth it.
Instead, it is much better to just find cheap car insurance, which is possible for most Florida drivers.
If you want to keep your car insurance rates low, you need to do your part by always driving safely and by the rules. If you get a ticket for speeding or any other moving violation, your insurance rates won't be as low as they could be.
A conviction for Driving Under the Influence (DUI) or Driving While Intoxicated (DWI) is even worse (DWI). If you are found guilty of either of these crimes for the first time, your car insurance rates will go through the roof. If you are found guilty of a second offence, you will have to scramble to get car insurance in the high-risk pool at whatever price they want to charge you.
You can keep your car insurance rates low by parking it in a garage at night, limiting the number of miles you drive each month, staying in school and getting good grades if you're under 25, and asking your insurance agent about any discounts you might be eligible for that aren't advertised.
Increasing your deductible is another quick way to cut down on your monthly insurance costs. Your deductible is the amount you agree to pay out of your own pocket each time you make a claim before you ask your insurance company to pay anything. Before you make your deductible too high, think about how much you can really afford to pay.
Now that you know all the tips and tricks for making a car insurance policy that will save you the most money, it's time for the last step. It's time to go online and find a few websites that let you quickly and easily compare the prices you will pay for your dream policy at different insurance companies.
Keep in mind that since no one website compares all of the different insurance companies in Florida, you will need to take the extra time to compare on at least 3 different websites.
Once you've done that, you'll know for sure that you've found the best and cheapest Florida car insurance.
