Because people in Connecticut eat better, work out longer, and live better lives in general, you don't think about long-term medical care. But the best time to think about it is right now. It's easier and less expensive to buy long-term care insurance when you're healthy and don't need it.
Long-term care usually means taking care of people who are old. That's not a good way to describe long-term care. Both young and old people need care for a long time. One accident that you can't plan for could change your immediate future and make you need long-term care.
If you have a lot of money, you don't want to spend it all on this kind of care. So, it's important to get coverage now, while you're still healthy.
It shouldn't be hard to find the best rate for long-term care insurance in Connecticut. Because of the internet, it is now easier. Also, the state of Connecticut has joined forces with a number of insurance companies to give its residents a way to find accurate research information on long-term care. The Connecticut Partnership for Long-Term Care helps people get affordable long-term care insurance so they don't have to spend all of their savings.
According to the Connecticut Partnership, the average daily rate for care in a nursing home is $299 (this amount will change depending on the type of room, such as private, semi-private, etc.), while the average cost of a home health care nursing visit is $121. This does not include physical or occupational therapy or any other kind of special therapy. A day care centre for adults may cost $72 per day on average, while a live-in companion may cost $199 per day on average.
No matter what kind of service you need, the length of care may use up all of your savings. It makes sense to find out how much long-term care insurance costs while you are still healthy so you can get a better rate.
