Like most places, you have to have car insurance in Washington State. This means that you'll have to look around for the best rate for your needs. That is, if you don't have twenty-six cars. In Washington, you would be able to self-insure in this unusual situation. Since most of us don't fit this description, we have to do what we've always done and get quotes from different insurance companies.
Everyone wants the best rates possible, so it's important to know how to get them. There are a few things you can do that might help you get a lower rate.
Put all the cars that people in the house drive on the same policy. It doesn't matter if you have three roommates, a spouse, or a lot of kids who live with you and drive. Everyone can save money on insurance premiums if they put more than one car on the same policy.
- Carpooling. This will help you get a better rate because you'll make sure your car doesn't get too much use. Many companies give drivers who only drive a few miles a month a discount.
Pay once a year with a check. Many people don't realise that when they have their car insurance premiums taken out of their checking or savings account each month, they are also paying a fee. Save that money and buy a stamp for a few cents once a year instead.
Asking an agent about discounts is the best way to get the best deal on your car insurance. Even though they make money when they sell you the most expensive policy, they won't want to lose your business. Many insurance companies offer incentives that are tied to local groups and credit card companies. You won't know if you already get a discount on your insurance unless you ask.
