If we don't have access to a good group health insurance plan through our employer, health insurance can be anything but cheap. When this happens, many of us decide not to buy our own health insurance. We tell ourselves that we don't need health insurance because there are people to feed, clothes to buy, and other bills to pay.
It's not smart to not get health insurance for ourselves. It's even worse to not get health insurance for our kids. The health of kids needs even more care than our own. For instance, kids need immunizations to help them stay healthy and strong and avoid getting sick. Kids need special attention to help them learn how to take care of their teeth and eat well. Also, a case of the flu, which for adults usually means a lot of rest and chicken soup, could be a lot worse for kids.
Do, how can we find health insurance for our kids that we can afford, especially since we can't seem to get it for ourselves?
The best thing to do is to call our state's insurance department. Many states in the U.S. offer at least one type of health care programme that is paid for by the state for people who can't find affordable health insurance elsewhere. Even better, most states in the U.S. have state-funded health care programmes just for kids whose parents can't find affordable health insurance for them anywhere else.
Affordable health insurance for kids offered by the state covers all or some of the following: regular checkups and hospital visits, immunizations, X-rays, lab work, prescription drugs, and even dental care.
There are times when it seems impossible to get cheap health insurance for yourself, but it's always possible to get cheap health insurance for your kids. Just pick up the phone and dial the number for your state's insurance department. Or, check out their websites to find out more. Make sure your kids can afford health insurance so they can grow up safe, healthy, and happy.
