There are many different health insurance plans to choose from. If your employer offers health care benefits to his or her employees, you can join an affordable employer-sponsored health insurance plan. You can buy a health insurance policy for yourself. If you qualify and don't have any other way to get cheap health insurance, you can even use any state-run health care plans your state offers.
There is also another way to get health insurance that is cheap and easy to pay for. You don't need your employer's help to buy a group health insurance plan.
You might be wondering how you can buy a group health insurance plan if you are not a group. There are actually a few choices you can make. Take a look at the three examples below:
HMOs and PPOs are two types of health insurance plans.
Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs) are group health insurance plans that let you see certain networks of doctors and other health care professionals for a cheap, affordable group health insurance rate. HMOs and PPOs are used by many group health insurance plans offered by employers. However, you can sometimes buy into an HMO or PPO on your own.
Managed Care for a Group
Group Managed Care is a long-term health insurance plan that is offered by an organisation, like a club for graduates of the university you went to or a club for people with similar interests or jobs. For example, if you are a self-employed web designer, you might find a group or club for other self-employed web designers that offers Group Managed Care, which is cheap and easy to pay for health insurance.
Group of associations
Association Groups are like both employer-sponsored group health insurance plans and Group Managed Care in that they offer cheap and affordable group health insurance. Credit card companies that offer cheap, affordable group health insurance to their cardholders are common examples of Association Group health insurance plans.
