There are a few things to keep in mind when comparing cheap car insurance in Connecticut. Even if the coverages are the same, each insurance company may look at the underwriting information in a different way, which can cause the premiums to be different. You should also know how stable the insurance company's finances are.
Here are some things you should remember:
Claim service: Insurance companies have to do more than just give you an ID card for your car when you have a loss. If your car is stolen or you are in an accident, you want your insurance company to help you right away. In an emergency, the last thing you want is to be sent from voice mail to voice mail. Find out how the insurance company handles claims before you need them. Find out how they handle claims and how quickly they are taken care of.
Financial Stability: All insurance companies' financial stability is rated by an organisation called AM Best Company. Get the AM Best rating from your insurance agent before you sign on the dotted line. The best premium quote may come from a company with a very low rating. But is it worth saving money on insurance premiums if the company might not be around when you need them to pay a claim?
Underwriting information that is the same for each insurance company: When you send underwriting information to more than one insurance company, make sure the information is the same for each company. If the underwriter of one company asks for more information and you give it to them, be sure to give the same information to the other companies you're talking to so that you can compare apples to apples.
Look around: You should get at least three quotes for your car insurance. People are often tempted to go with the first quote they get. You won't do yourself any good if you don't get other quotes.