Do you already have insurance for your home? If so, when did you last look over your insurance plan? Have you added to or fixed up your home since the last time we talked? Since the last time, have you bought any expensive new things? If you answered "yes" to any of these questions or others like them, it's time to look over your homeowner's insurance policy again.
When you look over your homeowner's insurance policy, you might want to write down what it covers and how much it costs to cover those things. Do you feel good about paying that much? Is your premium going to go up a lot because of the new things you've bought or the changes you've made? Will your insurance company give you a big discount because you fixed up your home to make it safer?
If you're not happy with the coverage and price of your current homeowner's insurance policy, now might be a good time to compare quotes from other companies. Quotes for homeowner's insurance can be found online for free. Or, you could talk to your neighbours about the insurance companies they use. You can also find out if the company that covers your car also covers your home. If they do, you may get a discount if you buy both types of insurance from them.
Remember that you should look over your homeowner's insurance policy at least once a year. Even if you are happy with the coverage and price of your current home owner insurance policy, you might want to compare quotes from other companies when it is time to review your policy. You might find insurance companies that offer better coverage for less money, and you might even find companies that will give you a bigger discount for fixing up your home.
