There are many things we have to pay for. For example, we pay for food, clothes, and transportation, as if you needed a reason. In theory, we could grow our own food on farms, make our own clothes out of wool from sheep, and walk to where we need to go. But at the end of the day, we can't do these things because we don't have the skills, training, resources, or education to do them. Or, if we don't want to walk, we just don't.
Health care is the same way. We could take care of each other in theory. Why can't we all become doctors like so many other people? In reality, not everyone can be a doctor because they don't have the right skills, training, resources, or education. Again, some people just don't want to.
So, we pay for health care, just like we pay for a lot of other things, and health care is expensive, just like a lot of other things. When things get too expensive, many of us cut corners here and there to be able to pay for what we need.
Getting a major medical plan is one way to save money when it comes to getting cheap health insurance. Plans for major medical needs only cover major medical needs. A major medical plan will pay for surgeries, operations, and serious medical emergencies. You might be wondering, "How could a major medical plan be affordable health care insurance if it covers the most expensive medical procedures?"
This is where we start taking short-cuts again. With a major medical plan, you only pay premiums for major medical care. Routine doctor visits and other "minor" health care procedures are not covered.
Consider getting a major medical plan if you need health insurance but can't afford a regular policy. At the end of the day, saving money is better than not having health insurance.
