Whole life insurance can be bought online just like any other kind of insurance. Read on if you've decided you want whole life insurance.
Start looking for it. People like searching and shopping online because it's quick and easy. To make things even easier, you can get instant access to a number of whole life insurance companies and policies online by going to websites that do the searching for you. Just go to your favourite search engine and type in "buy whole life insurance online" or "get a quote for whole life insurance" or something similar. Choose a website with a big database to make sure you get the best results. Most likely, you'll have the most success with the websites near the top of the list.
Find out about the insurance company. You want a life insurance company that is financially stable, cares about its customers, and is legal in your state. You can find out how financially stable the life insurance company is by going to the website of any independent research company. Then go to the website of the Better Business Bureau to see if anyone has complained about the company. Lastly, call the insurance department in your state and ask if the company in question is allowed to sell whole life insurance there.
Talk to a real person. Even though it's quick and easy to look for whole life insurance online, you probably don't want to make the final purchase or "seal the deal" online. After all, you'll have to ask questions, read the fine print, and sign papers. It's fine to look for good whole life insurance online, where you can compare companies, policies, and quotes. You can find out more about the companies with the help of independent research firms, the Better Business Bureau, and the insurance department in your state. But when you're ready to buy, you should ask for the contact information for a real insurance agent at the company.
