All over the country, your car insurance rates are based on a number of different things. You can get cheap car insurance in New York if you take advantage of or change some of these things.
Look at the place you live. The price of a car insurance policy is based on the costs that the company has to pay. In other words, the car insurance company will look at how many claims have been made in a certain area and how bad each loss was. If you live in an area with a lot of claims and losses, your car insurance in New York may be more expensive.
Use all the coupons you can. It might sound desperate right now, but since car insurance companies in New York offer so many discounts, it wouldn't make sense not to use them. Some of the discounts that car insurance companies in New York offer include classes and programmes like accident prevention, driver training, and the Combat Auto Theft Program; vehicle parts like anti-lock brakes, air bags, automatic safety belts, and anti-theft systems; special company discounts for drivers who have never been in an accident or are considered "careful drivers;" and regular car insurance discounts like those you get when you buy more than one policy from the same company.
Raise your deductible. This means that if you get into an accident, you will have to pay more out of pocket. However, if you are considered a "accident-free" or "careful driver," you aren't likely to get into an accident.
You can always find cheap car insurance in New York if you work on your driving record and wait until you're a little older and less of a risk. This is how you can get cheap car insurance in New York right now.
