Has debt got you down?
If so, don't feel bad. It's easy to get into debt these days. It's not easy to get out. The answer is not to buy lottery tickets and hope to "win the big one."
No matter how much money you owe or how tight money gets, remember that life is too short to spend time worrying.
So, the real "secret" to getting out of debt completely is very simple:
Make the promise, and then follow through!
If all you do is sit back and talk about getting out of debt and complain about how hard it is to be in debt, but never do anything about it, an amazing thing will happen: NOTHING!
You won't be debt-free overnight, just like you didn't get into debt overnight.
You can change how you think, though. Our minds are very strong. And when your life seems out of your control, the easiest thing to change is how you think.
An old saying goes like this:
"Doing the same things over and over and expecting different results is the definition of insanity!"
This is especially true when you're trying to get out of debt!
You need to take small steps at first. Get a notebook and write down what you want to achieve. Write down the small steps you'll take to reach your goals.
- Get a part-time job
- Consider selling valuable items you don't need
- Think of ways to have fun that won't break the bank
- Cut out unnecessary expenses
- Start a business on the web
Think hard, write down everything you can think of, and then decide which steps to take first. The most important thing is to do them.
Sitting on the couch and thinking has never made anyone rich.
If you don't decide to get out of debt, you'll never do it.
On the other hand, you CAN live the life you've always dreamed of. And if you decide to do it and don't let anyone or anything stop you, you can live a debt-free life, too!
