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Is Debt Consolidation For You?

By Team iBizExpert On April 12, 2022 09:56 AM No Comments
When credit card companies charge high interest rates on the amount you charge, it's very easy to charge more than you can afford to pay back. If you're late with a payment, you'll have to pay late fees on top of your monthly payments and...

How To Settle Your Debts For Less Than You Owe

By Team iBizExpert On April 10, 2022 02:01 PM No Comments
When your finances seem to be taking over your life and you can't make your payments each month, you should try to work out debt settlements with each of your creditors before you file for bankruptcy. A debt settlement is when a creditor agrees...

How To Keep Your 'get Out Of Debt' Resolutions This Year

By Team iBizExpert On April 08, 2022 07:29 AM No Comments
One of the most common New Year's resolutions is to get out of debt. Most people forget or give up on their plan to get out of debt before the first month is over, just like they do with most New Year's resolutions. Here are some ways to help you...

How Do People Get Into Debt?

By Team iBizExpert On April 03, 2022 07:28 AM No Comments
People usually get crushed by the weight of their debts in two main ways. Some people feel like debt hit them like a tonne of bricks when they lost their job or got sick and couldn't work or had to spend a lot of money on medical bills. Other...

High Yield Savings Accounts

By Team iBizExpert On April 01, 2022 03:33 AM No Comments
Savings accounts are run by a commercial bank or a mutual savings bank. The FDIC backs savings accounts up to the limits shown. The money you put in a savings account earns interest over time, which helps you get richer. How much interest you get...

Get Out Of Debt Plan-How To Shatter Your Debt And Start Living The Life Of Financial Freedom

By Team iBizExpert On March 30, 2022 10:12 AM No Comments
So, what's the best plan to help you get out of debt and reach your financial goals? Having a lot of debt can be one of the hardest and most tiring things you've ever been through. It's very bad for your health to wake up every day worried about...

Freeze Your Credit!

By Team iBizExpert On March 30, 2022 11:37 PM No Comments
Several states let people freeze their credit report, which makes it impossible to get credit in their name. Some states, like Texas, Illinois, Washington, and Vermont, only let people freeze their credit if they have already been a victim of...

Diversified Porfolios

By Team iBizExpert On March 29, 2022 08:31 AM No Comments
"Don't put all your eggs in one basket!" is probably what everyone will tell you about investments. This old saying just means that you shouldn't put all of your money into one company or industry when you're investing. Diversification is the...

Five Ways To Stop Living Paycheck To Paycheck

By Team iBizExpert On March 29, 2022 03:50 AM No Comments
Every year, more than 1 million people in the U.S. file for personal bankruptcy. Most American homes have ten credit cards. People are spending more than they can afford. Americans have so much debt that they are drowning, and the problem is...

Five Tips For Improving Your Credit Score

By Team iBizExpert On March 29, 2022 03:26 AM No Comments
You probably thought that once you left school, you would no longer have to worry about report cards. In the adult world, your credit report is the new report card that tells whether you'll be "grounded" or not. If your credit score isn't good...

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