Most people use ATMs often, and most of the time they are safe. But there are risks when you use an ATM. If you aren't careful, your card or PIN could be stolen. Here are some tips on what to look out for when using an ATM if you want to stay safe and secure while using one.
Going to an ATM by car
If you drive to an ATM, make sure you always lock your car while you use it and that you have your keys ready so you can get back into your car quickly and easily.
Cover your PIN.
When you use an ATM, always cover your PIN as you type it in so that no one else can see it. Also, make sure you look behind you to make sure no one is trying to read your PIN.
Keep your distance
When you use an ATM, it can be scary if someone is standing very close behind you as you type in your information. Make sure the person behind you isn't getting too close, and make sure you do the same when you're waiting in line. This will help keep your account number and PIN safe.
Prepare.
Have everything you need ready before you go to the ATM. Have your card and any other paperwork you need in your hands. If you fumble around for your card at the ATM, you will not only hold up other people, but you will also be less safe because you will be distracted.
Never keep your PIN
If you just got a new card or can't remember your PIN, don't make the mistake of writing it down and bringing it to the cash machine with you. By keeping your PIN near your card, you make it easy for someone to steal it. Just remember your PIN and never write it down or tell anyone else what it is.
Keep all the receipts.
When people go to an ATM, they are often in a hurry and forget to take their receipts with them. Always keep your receipts, because they could have information that could be used to steal from you. Fraudsters are much less likely to steal your money if all of your paperwork is safe.
Watch out for things
Fraudsters can now steal information from cash machines with small cameras or devices that copy electronic cards. If you see anything strange at the ATM, you shouldn't use it and should report the problem right away.
Check what you say.
Theft or fraud can happen to anyone, no matter how careful they are. Even if you don't think your card has been stolen or copied, you should still check your statements often to make sure that all of your ATM transactions are correct. If you are careful and take these steps, you should be safe and secure while using an ATM.
